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Does Your Home Need A Roof Repair or Roof Replacement?

By Annie Crawford

April 07, 2023

Home toolbox with tools shown in roof.

Do leaks or roof damage have you wondering if it's time for a roof repair or replacement? You may need to call on a roofing contractor. So, don't panic—but don't delay, either. The roof is your home's first line of defense against the elements, and you want it to stay in prime condition.

Homeownership can introduce pressing roofing questions. Here's a guide to help you choose your next steps.

How Do You Know If You Need a Roof Replacement?

Reputable roofers typically provide free estimates to help you assess the scope of your roofing project. Remember, climbing onto your roof can be dangerous and may compound existing roof damage. Instead, walk around the exterior of your home or assess the interior. Be sure to call a pro if you notice any of these common signs of damage:

Outside the Home:

  • Visible roof debris or damage, such as a tree limb or hail damage
  • A sagging roof
  • Cracked, curling, or missing shingles
  • Peeling exterior paint

Inside the Home:

  • Outside light shining into the attic, which could indicate a breach in the roof
  • Visible damage to the roof rafters and joists
  • Water stains or peeling paint on the ceiling or walls
  • Moisture and mildew in the attic

In some cases, a roof repair may resolve your problems. In others, a roof replacement will provide a more comprehensive fix. What's important to remember is that after you've consulted with a professional and made a decision, be sure to act on it—quick action can prevent larger, more expensive problems down the line.

What Are the Advantages of a Roof Replacement?

A new roof is more than a new layer of shingles. It's a comprehensive roofing system that's built to last. During an installation, it is recommended that trained contractors completely remove the existing roof and create a weathertight series of layers from the decking up. A trusted pro will likely recommend installing crucial components like drip edge, flashing, underlayment and leak barrier to help lock out future leaks.

New roofs can also qualify for enhanced warranties. One option is the GAF Roofing System Limited Warranty * available when three or more qualifying GAF accessory products are installed with any GAF Lifetime* shingle. Another advantage of a new roof is the opportunity to upgrade your curb appeal. You can choose exactly the color or style—such as architectural shingles—that you've always wanted for your home.

What Happens If You Don't Replace Your Roof?

When you ignore initial signs of damage, problems only get worse. One example is how broken shingles can lead to leaks, which can then lead to mold. Eventually, you run the risk of water damage and mold deteriorating your home's structural integrity. Another consequence of waiting too long is that you might lose out on insurance or warranty coverage that you would have been eligible for had you acted immediately. A necessary roof repair or replacement is one home improvement project that should always take priority.

When Should You Replace Your Roof?

Each roof is impacted differently by factors such as regional climate, installation practices, and roofing materials. Because these factors are unique for every home, it is always good to consult with a professional at the first sign of trouble in order to determine if you need a roof repair or replacement.

Quality roofing materials, like the Timberline® HDZ™ Shingle, will offer homeowners a Lifetime* limited warranty and can be a major component of building a roof that lasts. You may also be eligible for an enhanced warranty when a certified contractor by GAF performs your installation.

Does Homeowners Insurance Cover Roofing Costs?

Homeowners insurance may cover some or all of the cost to repair or replace your roof if the damage results from an accident or unexpected storm. For example, many policies cover roof damage from hail, but there may be exceptions based on your policy or your location. That's why it's so important to understand your policy and request any additional coverage you think you may need well before damages actually occur. This handy storm guide helps lays out how to work with a contractor and your insurance agency after a storm causes roof damage.

The cost to install a new roof will vary based on a host of factors, including local labor costs, the time of year, materials, and the size of your roof. Your roof pitch may also impact cost—steep roofs can require additional safety measures to keep workers safe. As you gather quotes, it's helpful to remember that roofers typically measure your roof in squares. One square equals 100 square feet. In other words, your 20-square project will cover a 2,000 square foot roof. The quote your roofer gives you for a roof replacement or repair may come either in squares or by the square foot.

In the case that your insurance does not cover (or only partially covers) roofing costs, financing a roof replacement may be a wise investment. Depending on the state you live in, financing may also cover the insurance deductible. Keep in mind that the average cost for a roof repair or replacement will typically be lower the sooner you identify and resolve the problem.

For trusted guidance when you need roofing help, contact your local contractor certified by GAF.**


*The word "Lifetime" refers to the length of coverage provided by the GAF Shingle & Accessory Ltd. Warranty or GAF Roofing System Limited Warranty, and means as long as the original individual owner(s) of a single-family detached residence [or the second owner(s) in certain circumstances] owns the property where the shingles and accessories are installed. For owners/structures not meeting the above criteria, Lifetime coverage is not applicable. Lifetime ltd. warranty on accessories requires the use of at least three qualifying GAF accessories and the use of Lifetime Shingles. See GAF Shingle & Accessory Limited Warranty and GAF Roofing System Limited Warranty for complete coverage and restrictions. Visit gaf.com/lrs for a complete list of qualifying products.

**Contractors enrolled in GAF certification programs are not employees or agents of GAF, and GAF does not control or otherwise supervise these independent businesses. Contractors may receive benefits, such as loyalty rewards points and discounts on marketing tools from GAF for participating in the program and offering GAF enhanced warranties, which require the use of a minimum amount of GAF products.

About the Author

Annie Crawford is a freelance writer in Oakland, CA, covering travel, style, and home improvement. Find more of her work at annielcrawford.com.

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GAF is expanding its footprint with new manufacturing facilities, increasing its plant network to over 30 locations nationwide.Summer 2024 is kicking off with the construction of a 275,000-square-foot residential shingle plant in Newton, Kansas—the first GAF location in the state. In Peru, Illinois, the new polyiso plant recently sent out its first shipment of GAF EnergyGuard™ Polyiso Insulation, the new TPO plant in Valdosta, Georgia, is gearing up to begin production this year, and in Avon Lake, Ohio GAF partnered with a third-party plant to support the research, development, and production of silicone products.New state-of-the-art facilities such as these allow GAF to continue innovating and "meet growing customer demand for our market-leading roofing product," says GAF CEO John Altmeyer. These developments also offer benefits to the surrounding areas. For instance, regional plants can help shorten product haul times (benefiting customers and the environment) as well as bolster local economies and support the communities where GAF employees live and work.Expansion to Help Meet Increasing Customer DemandThe Newton, Peru, and Valdosta plants will help meet ever-growing residential and commercial market demand, enhance best-in-class GAF service to customers, and help strengthen the overall construction industry by increasing manufacturing capacity.Currently, one in four US homes is protected by a GAF roof. To better meet residential demand, the GAF shingle plant in Newton will produce Timberline HDZ®—America's best-selling roof shingle—and Timberline® AS II shingles. Timberline HDZ® offers homeowners a high-definition look with patented GAF features like the StrikeZone™ nailing area, GAF Time-Release algae protection, and LayerLock™ Technology. For hail-prone markets, the Timberline® AS II is a UL2218, Class 4 impact resistant shingle that can also help protect roofs from wind, and algae discoloration.To better meet commercial and residential demand, the GAF plant in Valdosta, Georgia will manufacture TPO, one the most popular products for low-slope roofs. Nearly 2 billion square feet of TPO are installed annually, making up over 50% of single-ply roofs installed today.Meanwhile, the plant in Peru is helping to better serve commercial customers by manufacturing a full line of EnergyGuard™ Polyiso Insulation and EnergyGuard™ NH Polyiso Insulation. Additionally, the plant will soon offer new composite polyiso insulation boards. 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Shipping products shorter distances and with fewer packing materials could positively impact energy efficiency and further support GAF sustainability commitments.Here's a look at how GAF is having a positive impact on its newer communities with the expansions.Newton, KansasIn the city of Newton, Mayor Rod Kreie notes the greater region is "excited about the significant economic and community impact this GAF expansion will bring." In addition to the jobs created through the investment GAF is making in Newton, the plant is anticipated to stimulate broader growth."We believe that this [plant] could possibly spur more development," says Erin McDaniel, director of communications for the city of Newton. "GAF is going to be a high-quality corporate partner for Harvey County and make a big positive difference in our community."The Newton plant is expected to have far-reaching impacts across the state. 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By Authors Annie Crawford

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A house with a damaged roof.
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In states like Florida, new homes are required to have hurricane clips installed.Preparing Your Roof for Hurricane SeasonThe Atlantic hurricane season starts June 1 and lasts until November 30, reaching its peak in September.Months before hurricane season approaches, schedule a professional roof inspection from a trusted contractor to ensure your roof is up-to-date and isn't damaged. This gives you sufficient time to complete any maintenance and repairs before the season arrives, as contractors might be busy once it starts.Reinforce Weakened AreasA weak spot in your roofing system can lead to further damage and compromise the rest of the roof's integrity. Even a small opening in a shingle can cause serious water damage during a rainstorm. Your roofing contractor can fix or replace loose or torn shingles, repair broken flashing or fascia, clean debris from your roof, and clear out your gutters.Mitigate Potential Tree DamageSharp winds and storms can sometimes cause tree branches to break and fall on top of the roof, damaging shingles or other materials. So, trim nearby trees as part of your roof maintenance. Also, remove fallen leaves before and after storms. Leaves can clog gutters, preventing water from flowing off the roof during heavy rain.Schedule Post-Storm InspectionsRoofing maintenance after a storm is just as important as before a storm. If a hurricane damages your roof, find a company that handles storm damage roof repair. While you can try assessing any roof damage from the ground, a roofing contractor can accurately identify the damage extent and fix it. They can also help you with any insurance claims if your policy covers you for these circumstances.Protecting Your Roof from Hurricane DamageYou can take several proactive measures to minimize the impact of harsh weather on your roof. Choosing the right materials—and ensuring they're installed correctly—is paramount. Hire a GAF-certified roofing contractor*and enjoy peace of mind as the next storm approaches.FAQCan a roof be hurricane-proof?Due to the nature of hurricanes, no roof is 100% hurricane-proof. But wind- and moisture-resistant roofs perform the best during hurricanes. This is why it's important to choose quality products that will protect your home in the worst possible weather conditions.What is the best roof for a hurricane?The best roof for a hurricane is made with impact-resistant shingles or metal. These materials can handle impacts from heavy objects that may blow onto your roof during a hurricane. Metal roofing can generally handle higher hurricane winds better than typical singles.What type of roof would most likely be torn off in a hurricane?The worst-performing roofs during hurricanes are ones that have wood shingles or shakes. Wood isn't very moisture-resistant without additional coatings. Wood shingles and shakes are also lightweight, so sharp winds can easily lift them. Furthermore, wood isn't as strong as other materials, so it can become brittle when heavy objects land on it.What is the best roof for high-wind areas?Metal roofing is one of the best roofing systems for high-wind areas, as it's built to withstand wind speeds up to 130 to 150 mph. But the installation quality is just as important as the material—even the most robust materials may not stand well against high winds if they aren't correctly installed. Additionally, When installed with the required combination of GAF Accessories, Timberline® Shingles with LayerLock™ Technology are eligible for an industry first: a wind warranty with no maximum wind speed limitation.To ensure your roof is in good shape to protect your home this hurricane season, reach out to a contractor certified by GAF* in your area to schedule a roof inspection.*Contractors enrolled in GAF certification programs are not employees or agents of GAF, and GAF does not control or otherwise supervise these independent businesses. Contractors may receive benefits, such as loyalty rewards points and discounts on marketing tools from GAF for participating in the program and offering GAF enhanced warranties, which require the use of a minimum amount of GAF products. Your dealings with a Contractor, and any services they provide to you, are subject to the GAF Contractor Terms of Use.

By Authors Mark Soto

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A house's roof edge trim, or soffits and fascia.
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By Authors Mark Soto

June 25, 2024

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